Quick Answer
A comfortable lifestyle for a couple costs $2,500-$4,500 USD per month: housing $1,200-$2,500, groceries $400-$600, dining out $200-$500, utilities $150-$300, healthcare $200-$400, transportation $200-$400, entertainment $200-$500. Budget-conscious couples can live on $2,000/month. Luxury lifestyle exceeds $8,000/month. Most expats report saving 30-50% compared to major US cities.
Detailed Answer
The cost of living in Cabo San Lucas is one of its biggest draws for expats from the US and Canada. A couple living a comfortable lifestyle — which includes dining out several times a week, private healthcare, and regular entertainment — can expect to spend $2,500-$4,500 USD per month. This breaks down to housing at $1,200-$2,500 (rent or mortgage equivalent), groceries $400-$600, dining out $200-$500, utilities $150-$300, healthcare $200-$400, transportation $200-$400, and entertainment $200-$500.
Budget-conscious couples who cook at home, use public healthcare (IMSS), and live in less touristy neighborhoods can manage on $2,000 per month or less. On the other end, a luxury lifestyle with a premium home, private club memberships, fine dining, and a vehicle easily exceeds $8,000 per month. Most expats land somewhere in the middle and report saving 30-50% compared to their cost of living in major US cities — all while enjoying better weather, a more relaxed pace, and a richer social life.
Groceries at stores like Costco, Walmart, La Comer, and local markets are reasonably priced, though imported specialty items carry a premium. Our team provides detailed cost-of-living breakdowns for every neighborhood. Explore area-specific estimates in our community guides or contact us to discuss the lifestyle that fits your budget.