Quick Answer
Property taxes (predial) are paid annually to the local municipality. In Los Cabos, you can pay at the municipal office, through authorized banks, or online through the Ayuntamiento (city government) website. Paying in January often qualifies for a discount of 10-20%. Your property manager or HOA may handle this on your behalf.
Detailed Answer
Paying your annual property tax — known as the predial — in Los Cabos is a straightforward process with several convenient options. You can pay in person at the municipal treasury office (Tesoreria Municipal) in San Jose del Cabo or Cabo San Lucas, through authorized bank branches such as BBVA or Santander, or increasingly through the Ayuntamiento's online portal. Most absentee owners have their property manager or HOA handle the payment on their behalf.
One of the best tips we share with every client: pay your predial in January and you typically qualify for a 10-20% early-payment discount. On a $1,000 annual tax bill, that is an easy $100-$200 saved. Your tax statement (recibo predial) arrives at the property address or can be looked up online using your property's catastral number. Keeping these receipts is also important for documenting deductible expenses if you earn rental income.
If you are buying for the first time, our team walks you through the predial registration process and ensures the property's tax account is current before closing. Unpaid back taxes become a lien on the property, so verification is part of our standard due diligence. Visit our FAQ hub for more on annual ownership costs, or contact us with questions about a specific property.