Quick Answer
Moving to Cabo involves: (1) Obtain a temporary or permanent resident visa through a Mexican consulate in your home country, (2) Ship household goods via a freight company (duty-free for residents), (3) Open a Mexican bank account, (4) Register for IMSS or private health insurance, (5) Get a CURP (ID number) and RFC (tax ID), (6) Transfer vehicle or buy locally, (7) Establish utilities. Most expats complete the move in 2-3 months with professional help.
Detailed Answer
Relocating to Cabo San Lucas is a multi-step process that most expats complete over 2-3 months with proper planning. The first step is obtaining the appropriate residency visa through a Mexican consulate in your home country — either a temporary resident visa (1-4 years, renewable) or permanent resident visa. This must be done before you arrive, as you cannot switch from a tourist permit to residency while inside Mexico. Once in Cabo with your visa, you exchange it for a resident card at the local INM (immigration) office.
With residency in hand, the practical logistics unfold: ship household goods through a freight company (residents can import personal belongings duty-free), open a Mexican bank account at BBVA, Scotiabank, or Santander, register for IMSS public healthcare ($400-$600/year) or arrange private health insurance, obtain your CURP (national ID number) and RFC (tax ID), decide whether to import your vehicle or purchase locally, and set up utilities and internet at your new home. Each step has its own paperwork, but the process is well-worn and supported by a large community of expats who have done it before.
Our team has helped many buyers transition from vacation property owners to full-time residents, and we connect you with immigration attorneys, moving companies, and fellow expats who can share their experience. Contact us to start planning your move, or explore relocation topics in our FAQ hub.